Fair Housing COVID-19 Response Efforts 3.31.20

For a PDF view of this update click here.

ADDRESSING CLIENTS’ NEEDS DURING

THE COVID-19 PANDEMIC

March 31, 2020

What happened on March 30, 2020:

  • Tenants living in Low Income Housing Tax Credit (LIHTC) housing: In response to the COVID-19 crisis, CFHA issued guidance to owners and manager of LIHTC housing that states:
    • To the extent possible, annual recertifications will proceed;
    • Annual recertification interviews will be conducted by telephone, teleconference, email or video conferencing;
    • If annual recertification is delayed or postponed due to COVID-19, this should be documented in a tenant’s file;
    • Owners and managers can accept electronic documents as part of the tenant recertification process;
    • Tenant Income Certification (TIC) signatures can be obtained electronically;
    • 3rd party verification of income remains the preferred method.  However, if they are not available, the file should notate attempts to obtain 3rd party verifications and why alternative procedures are being conducted; all procedural changes that are attributable to COVID-19 should be clearly documented in each file. For new move-ins, multiple alternative forms of verification to ensure eligibility should be obtained (i.e., pay stubs, self -certification, tax returns);
  • Access to food:  Travelers has repurposed its kitchen facilities to assist nonprofits in the preparation and delivery of meals through Hands on Hartford and Meals on Wheels.
  • People who are homeless: The State of Connecticut is rapidly moving people to hotels to prevent COVID-19 outbreaks. The Connecticut Coalition to End Homelessness hopes to relocate at least 1,000 people to hotels. You can read more about efforts to keep people who are homeless and the staff who care from them safe by clicking here.
  • Outreach: Staff distributed this daily housing update to over 500 advocates and had more than 600 unique hits on the update on our website.  If you want this daily update delivered to your inbox, click here.
  • Outreach: Staff is producing a comprehensive FAQ for tenants and advocates. We are providing answers to the questions we are hearing from clients. We will continue to update this list, see the beginning of this list here. 

What has NOT happened:

  • An effective eviction moratorium that includes:
    • Stopping all of phases of the eviction process including issuing notices to quit, filing of summary process actions, court hearings, eviction judgments, and court ordered move outs;
    • Prohibition of late fees;
    • Covering all tenants;
    • Setting reasonable time limits on landlord access to rental units;
    • Keeping the eviction moratorium in effect long enough to allow tenants whose income was reduced to apply for and obtain any relief benefits.

For more information regarding an effective eviction moratorium, click here.

  • The state and federal government have not announced they will:
    • Create a rent bank to help tenants who have lost their jobs pay rent. The $1,200 payment under the CARES Act will not allow most people in Connecticut to pay rent and pay for necessities.
    • Ensure judgments dismissing summary process cases are being entered.
    • Announce self-help evictions are not allowed now that the courts are closed.
    • Make automatic adjustments to subsidized rents by April 1 as suggested here.
  • While the CARES Act gives some new protections for tenants in federally subsidized housing, the State has not:
    • Placed a moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
    • Placed a moratorium on the service of notices to quit.
    • Placed a moratorium on the service or filing of summary process complaints.
  • The federal stimulus package and state relief package do not appear to include funding for:
    • Money to pay rent or utility bills for people whose employment is affected by the COVID-19 crisis;
    • Money for utility shut-off restoration once the moratorium ends and people are again faced with loss of utilities;
    • Additional lawyers to represent tenants in evictions and homeowners in foreclosure filed after the current moratoriums on filing new cases is lifted;
    • Housing counselors who can advise tenants and homeowners of the resources available to them to keep their homes after the current moratoriums are lifted as well as to avoid scams that may result in them losing money and their housing;
    • Additional mediators for Connecticut’s Foreclosure Mediation Program to assist the homeowners who will be faced with foreclosure actions once the moratorium on filing new foreclosure cases is lifted;
    • Nonprofits who have shifted their priorities to serve low-income people affected by the COVID-19 crisis but do not have funding to do so.
  • There has been no effort to get housing authorities to notify their tenants of new procedures and requests for rent calculations during the current pandemic. A review of housing authority websites to determine what they were telling their tenants about COVID-19 procedures and whether there was any information in Spanish. The majority still have no information about changes to housing authority procedures in light of the current crisis. Click here for a summary of what we have found.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.

What we are learning from our clients

  • Tenants continue to call because they are being asked to show their apartments to prospective tenants without regard to COVID-19 precautions. The Center is advising tenants that under Connecticut landlord/tenant laws they have the right to refuse entrance to anyone if it would cause a safety hazard.
  • As April 1 approaches, tenants are concerned they will be evicted because they have been laid off, are not receiving unemployment benefits yet, and are unable to pay the rent.
  • Landlords continue to issue notices to quit.
  • Landlords continue to file summary process complaints.
  • Real estate agents have contacted the Center saying they will not show units to people who are infected or who the agents suspect are infected with the virus.
  • Tenants with housing choice vouchers are having difficulty being recertified or porting their vouchers.
  • Mortgage servicers continue to file foreclosure complaints.
  • Towns continue to schedule tax auctions which would result in homeowners losing their homes; five towns have auctions scheduled for April.
  • People without legal status continue to face deportation and are unable to access services to stay in their homes.
  • People who were laid off from their jobs as the result of the pandemic are moving in with parents and friends sometimes causing overcrowding or lease violations. Foreclosures of homeowners will now affect many more people.

Get Help

  • There is still time to enroll in Access Health CT to get health insurance. This is a new Special Enrollment period that will be open through April 2, 2020. Enrollment is available by phone only.  The Access Health call center will be helping people enroll Monday through Friday, from 8am to 5pm. Dial 855-805-4325 (TTY: 1- 855-365-2428) to begin your enrollment.
  • If you’re struggling with your mental health during this crisis, you are not alone. Text SHARE to 741741 for free, 24/7 support from the Crisis Text Line.
  • In Connecticut, we have a network of domestic violence programs that can be accessed 24/7 by calling 888-774-2900. The programs provide shelter for victims of domestic violence, as well as counseling and other support services.
  • To get help from a Hartford Courant reporter who is troubleshooting access to COVID-19 relief resources, click here.
  • For help with on-line learning and the issues faced by people with limited access to education resources, click here.
  • For a list of assistance available from the federal government, click here. This page is updated frequently so continue to check back.
  • For people with disabilities, there is a list of resources here.
  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours. Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • If you experience a drop in income and you live in public or subsidized housing or you pay the rent with a RAP or Section 8 voucher, report the drop in income immediately. Ask to have your rent reduced immediately so that you do not fall behind. A form for you to use will be up on our website shortly.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.
  • For a list of places to find help with anything from food pantries to legal assistance to energy assistance, click here.
  • For help applying for unemployment benefits or Medicaid: Several Trinity College students have volunteered to help people apply for unemployment benefits. Email them here: Wilson@trincoll.edu; Larisa.Bogomolov@trincoll.edu; Elizabeth.Morrison@trincoll.edu; or Rebecca.Pappas@trincoll.edu

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, AND ARABIC, CLICK HERE

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Efforts 3.30.2020

For a PDF view of this update click here.

ADDRESSING CLIENTS’ NEEDS DURING

THE COVID-19 PANDEMIC

March 30, 2020

What happened on March 27, 2020:

  • Moratorium on filing new eviction cases in federally subsidized housing: The federal Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) includes some protections for tenants in federally subsidized housing including a moratorium on filing new eviction actions and a prohibition on charging fees, penalties or other charges to the tenant related to nonpayment of rent. The moratorium also states that a housing provider may not evict a tenant after the moratorium expires unless the landlord gives a 30-day notice. This moratorium will expire in 120 days or approximately July 27, 2020. Federally subsidized housing is housing that receives funding directly from HUD or housing providers who have a mortgage from HUD or FHA.  For more information on the moratorium and updates on any changes, click here.  This moratorium is limited in many ways and does not apply to all housing in Connecticut.
  • Forbearance and relief for federally backed loans: The CAREs act also provides relief for “federally-backed loans”, or 1-4 family properties purchased, securitized, owned, insured, or guaranteed by Fannie Mae or Freddie Mac, or owned, insured, or guaranteed by FHA, VA, or USDA. For more information and look up tools for a loan, click here. It includes a moratorium on foreclosures for at least 60 days from March 18, 2020, and forbearance options for 180 days, renewable once. The forbearance protects homeowners by preventing additional fees, penalties, or extra interest from accruing on the borrower’s account (but does not waive the normal contractual interest). The forbearance is available during the emergency or until December 31, 2020, whichever is earlier.
  • People who are homeless: During a call with Connecticut’s homeless advocates, a representative from the CDC recommended that shelters not close during the pandemic but instead follow the CDC’s guidance on spacing beds and monitoring both guests and staff.  The guidance can be found here.
  • Homeless encampments: On Friday, March 27, Governor Lamont issued Executive Order 7P which ordered state officials to provide for physical distancing in safe and adequate settings for people who experience homelessness. Officials from the Connecticut Department of Housing clarified that this order did not require shelters to close or that homeless encampments be disbanded. Instead, several State agencies are stepping up their efforts to house people who are homeless in hotel rooms, empty apartments, and other locations that allow staff to meet the CDC guidelines.
  • Outreach: Staff distributed this daily housing update to over 500 advocates and had more than 500 unique hits on the update on our website.  If you want this daily update delivered to your inbox, click here.
  • Outreach: Staff is working to produce a comprehensive FAQ for tenants and advocates by the end of the week.  

What has NOT happened:

  • The state and federal government have not announced they will:
    • Create a rent bank to help tenants who have lost their jobs pay rent. The $1,200 payment under the CARES Act will not allow most people in Connecticut to pay rent and pay for necessities.
    • Suspend contractual and statutory landlord/tenant obligations. The moratorium is about the filing of eviction actions but not about the cessation of rent payments.
    • Ensure judgments dismissing summary process cases are being entered.
    • Announce self-help evictions are not allowed now that the courts are closed.
  • While the CARES Act gives some new protections for tenants in federally subsidized housing, the State has not:
    • Placed a moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
    • Placed a moratorium on the service of notices to quit.
    • Placed a moratorium on the service or filing of summary process complaints.
  • The federal stimulus package and state relief package do not appear to include funding for:
    • Money to pay rent or utility bills for people whose employment is affected by the Covid-19 crisis;
    • Money for utility shut-off restoration once the moratorium ends and people are again faced with loss of utilities;
    • Additional lawyers to represent tenants in evictions and homeowners in foreclosure filed after the current moratoriums on filing new cases is lifted;
    • Housing counselors who can advise tenants and homeowners of the resources available to them to keep their homes after the current moratoriums are lifted as well as to avoid scams that may result in them losing money and their housing;
    • Additional mediators for Connecticut’s Foreclosure Mediation Program to assist the homeowners who will be faced with foreclosure actions once the moratorium on filing new foreclosure cases is lifted;
    • Nonprofits who have shifted their priorities to serve low-income people affected by the Covid-19 crisis but do not have funding to do so.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • No moratorium on the cancellation of a trial payment plan when a homeowner is unable to pay due to a layoff or partial layoff.
  • There has been no effort to get housing authorities to notify their tenants of new procedures and requests for rent calculations during the current pandemic. A review of housing authority websites to determine what they were telling their tenants about Covid-19 procedures and whether there was any information in Spanish. The majority still have no information about changes to housing authority procedures in light of the current crisis. Click here for a summary of what we have found.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.

What we are learning from our clients

  • Tenants continue to call because they are being asked to show their apartments to prospective tenants without regard to Covid-19 precautions. The Center is advising tenants that under Connecticut landlord/tenant laws they have the right to refuse entrance to anyone if it would cause a safety hazard.
  • As April 1 approaches, tenants are concerned they will be evicted because they have been laid off, are not receiving unemployment benefits yet, and are unable to pay the rent.
  • Tenants are being told they must move so that new owners or developers can take over the property.
  • Real estate agents have contacted the Center saying they will not show units to people who are infected or who the agents suspect are infected with the virus.
  • Tenants have been the victims of rent gouging.
  • Tenants continue to be treated differently based on their race or national origin.
  • Tenants are living in bad conditions including problems with mold and leaking gas.
  • Tenants with housing choice vouchers are having difficulty being recertified or porting their vouchers.
  • Landlords continue to issue notices to quit.
  • Landlords continue to file summary process complaints.
  • Mortgage servicers continue to file foreclosure complaints.
  • People without legal status continue to face deportation and are unable to access services to stay in their homes.
  • People who were laid off from their jobs as the result of the pandemic are moving in with parents and friends sometimes causing overcrowding or lease violations. Foreclosures of homeowners will now affect many more people.

Get Help

  • For help with on-line learning and the issues faced by people with limited access to education resources, click here.
  • For a list of assistance available from the federal government, click here. This page is updated frequently so continue to check back.
  • For people with disabilities, there is a list of resources here.
  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours. Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • If you experience a drop in income and you live in public or subsidized housing or you pay the rent with a RAP or Section 8 voucher, report the drop in income immediately. Ask to have your rent reduced immediately so that you do not fall behind. A form for you to use will be up on our website shortly.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.
  • For a list of places to find help with anything from food pantries to legal assistance to energy assistance, click here.
  • For help applying for unemployment benefits or Medicaid: Several Trinity College students have volunteered to help people apply for unemployment benefits. Email them here: Wilson@trincoll.edu; Larisa.Bogomolov@trincoll.edu; Elizabeth.Morrison@trincoll.edu; or Rebecca.Pappas@trincoll.edu

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, AND ARABIC, CLICK HERE

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

 

Fair Housing Covid-19 Response Efforts 3.27.2020

To read a PDF view of this update click here

What has NOT happened by close of business on March 26, 2020:

  • Center staff completed a partial review of public housing authority websites to determine what information was available to tenants about Covid-19 procedures and to determine if information was available in languages other than English. The majority still do not have information about changes to housing authority procedures in light of the current crisis. Click here for a detailed explanation of our findings.
  • No creation of a rent bank to help tenants who have lost their jobs pay rent.
    • Center analysis of tenant occupancy rates and unemployment data suggests that approximately 300,000 renters will struggle to pay rent in the coming weeks.
  • No suspension of contractual and statutory landlord/tenant obligations. The moratorium is about the filing of eviction actions but not about the cessation of rent payments.
  • Judgments dismissing summary process cases are not being entered.
  • No announcement from the Judicial Branch that self-help evictions are not allowed now that the courts are closed.
  • No moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
  • No moratorium on the service of notices to quit.
  • No moratorium on the service or filing of summary process complaints.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • No moratorium on the cancellation of a trial payment plan when a homeowner is unable to pay due to a layoff or partial layoff.
  • No directives about how the State will implement the CDC guidance on homeless encampments. Santa Cruz, CA swept the encampment in their city and placed people in alternative housing that people described as cages without food or water. Louis, MO issued an order to all city officials that it would not sweep encampments during the public health emergency.
  • The federal stimulus package and state relief package do not appear to include funding for:
    • Money to pay rent or utility bills for people whose employment is affected by the Covid-19 crisis;
    • Money for utility shut-off restoration once the moratorium ends and people are again faced with loss of utilities;
    • Additional lawyers to represent tenants in evictions and homeowners in foreclosure filed after the current moratoriums on filing new cases is lifted;
    • Housing counselors who can advise tenants and homeowners of the resources available to them to keep their homes after the current moratoriums are lifted as well as to avoid scams that may result in them losing money and their housing;
    • Additional mediators for Connecticut’s Foreclosure Mediation Program to assist the homeowners who will be faced with foreclosure actions once the moratorium on filing new foreclosure cases is lifted;
    • Nonprofits who have shifted their priorities to serve low-income people affected by the Covid-19 crisis but do not have funding to do so.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.

What happened on March 26, 2020:

  • Elm City Housing Authority (Housing Authority of the City of New Haven): The housing authority has a form on its website that allows tenants of the housing authority or tenants with Section 8 to report a change in income and ask that their rent be recalculated. You can find the form in English here and in Spanish here.
  • Homeless encampments: The CDC issued guidance around homeless encampments which states:
  • Unless individual housing units are available, do not clear encampments during community spread of COVID-19. Clearing encampments can cause people to disperse throughout the community and break connections with service providers. This increases the potential for infectious disease spread.
  • Encourage people staying in encampments to set up their tents/sleeping quarters with at least 12 feet x 12 feet of space per individual.
  • Ensure nearby restroom facilities have functional water taps, are stocked with hand hygiene materials (soap, drying materials) and bath tissue, and remain open to people experiencing homelessness 24 hours per day.
  • If toilets or handwashing facilities are not available nearby, provide access to portable latrines with handwashing facilities for encampments of more than 10 people.
  • State help for small businesses and nonprofits: Governor Lamont reported that the State has doubled the amount available for the program to $50 million.  However, because the DECD has been inundated with applications since yesterday morning, DECD will temporarily stop accepting applications at the end of the day on Friday March 27, 2020.  These loans are not forgivable but have terms up to 18 months.  DECD did not say when the state will start accepting applications again.  To apply today, click here.
  • State Support Enforcement offices: On Monday, March 30, 2020 the Judicial Branch’s Support Enforcement offices and call center are closing statewide. Individuals can continue to pay child support by mailing a check or money order.  The Support Enforcement offices are operating with reduced staffing and is providing limited services.
  • Outreach: Staff distributed daily housing update to over 500 advocates and had more than 500 unique hits on the update on our website.  If you want this daily update delivered to your inbox, click here.
  • Outreach: State of Connecticut added the Center’s daily updates onto the resources available for Homeowners and Renters found here.
  • Outreach: Stay tuned for an FAQ for tenants to be published early next week.

What we are learning from our clients

  • Tenants continue to be asked to show their apartments to prospective tenants without regard to Covid-19 precautions. The Center is advising tenants that under Connecticut landlord/tenant laws they have the right to refuse entrance to anyone if it would cause a safety hazard.
  • Real estate agents continue to schedule showings of houses for sale without regard to Covid-19 precautions. There are more than 60 open houses scheduled for the weekend of March 28 and 29, 2020 according to Zillow with an additional 25 scheduled between now and April 25, 2020.
  • Tenants who have lost their job continue to call asking what to do about paying rent for April which is just 5 days away.
  • Tenants have been the victim of rent gouging.
  • Tenants continue to be treated differently based on their race or national origin.
  • Tenants are living in bad conditions including problems with mold and leaking gas.
  • Tenants with housing choice vouchers are having difficulty being recertified or porting their vouchers.
  • People continue to face homelessness due to landlords turning them down for apartments.
  • Landlords continue to issue notices to quit.
  • Mortgage servicers continue to file foreclosure complaints.
  • People without legal status continue to face deportation and are unable to access services to stay in their homes.
  • People who were laid off from their jobs as the result of the pandemic are moving in with parents and friends sometimes causing overcrowding or lease violations. Foreclosures of homeowners will now affect many more people.

Get Help

  • For a list of places to find help with anything from food pantries to legal assistance to energy assistance, click here.
  • For help applying for unemployment benefits or Medicaid: Several Trinity College students have volunteered to help people apply for unemployment benefits. Email them here: Wilson@trincoll.edu; Larisa.Bogomolov@trincoll.edu; Elizabeth.Morrison@trincoll.edu; or Rebecca.Pappas@trincoll.edu
  • For help with on-line learning and the issues faced by people with limited access to education resources, click here.
  • For a list of assistance available from the federal government, click here. This page is updated frequently so continue to check back.
  • For people with disabilities, there is a list of resources here.
  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours. Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • If you experience a drop in income and you live in public or subsidized housing or you pay the rent with a RAP or Section 8 voucher, report the drop in income immediately. Ask to have your rent reduced immediately so that you do not fall behind. A form for you to use will be up on our website shortly.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, AND ARABIC, CLICK HERE

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Efforts 3.26.2020

To read a PDF view of this update click here.

What has NOT happened by close of business on March 25, 2020:

  • The majority of housing authorities in the state have not notified their tenants regarding any changes in procedures: 66% of the 49 housing authority websites reviewed have no information about their operations during the Covid-19 crisis.
  • No creation of a rent bank to help tenants who have lost their jobs pay rent.
  • A suspension of contractual and statutory landlord/tenant obligations. The moratorium is about the filing of eviction actions but not about the cessation of rent payments.
  • Judgments dismissing summary process cases are not being entered.
  • No announcement from the Judicial Branch that self-help evictions are not allowed now that the courts are closed.
  • No moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
  • No moratorium on the service of notices to quit.
  • No moratorium on the service or filing of summary process complaints.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • No moratorium on the cancellation of a trial payment plan when a homeowner is unable to pay due to a layoff or partial layoff.
  • No directives about what should happen to people living in homeless encampments.
  • The federal stimulus package and state relief package do not appear to include funding for:
    • Money to pay rent or utility bills for people whose employment is affected by the Covid-19 crisis;
    • Money for utility shut-off restoration once the moratorium ends and people are again faced with loss of utilities;
    • Additional lawyers to represent tenants in evictions and homeowners in foreclosure filed after the current moratoriums on filing new cases is lifted;
    • Housing counselors who can advise tenants and homeowners of the resources available to them to keep their homes after the current moratoriums are lifted as well as to avoid scams that may result in them losing money and their housing;
    • Additional mediators for Connecticut’s Foreclosure Mediation Program to assist the homeowners who will be faced with foreclosure actions once the moratorium on filing new foreclosure cases is lifted;
    • Nonprofits who have shifted their priorities to serve low-income people affected by the Covid-19 crisis but do not have funding to do so.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.

What happened on March 25, 2020:

  • Tenants living in bad conditions or paying rent into court: Connecticut State Courts continue to accept filings for Housing Code Enforcement (HCE) actions.  The courts have indicated that they will take the following actions if an HCE action is filed:
    • The judge will review the filing and decide if it is serious enough to be set for a hearing. However, there are only two housing court officials working in the entire state right now. This will obviously impact how quickly the court even reviews these cases.
    • Cases are likely to meet the “seriousness threshold” will include conditions so bad the unit must be condemned. However, judges may make different decisions.
    • If the case is serious enough to be heard by the court right now, the underlying conditions should be addressed first through the municipality who should inspect and condemn and then provide Uniform Relocation Act benefits.
    • If a case is filed that meets the “seriousness threshold,” the judge will likely order marshal service of the papers in lieu of the mail service provided for by the statute.
    • If the case does NOT meet the seriousness threshold, the filing and rent money will be accepted but the court won’t take any action until court business goes back to normal.
    • When the court does return to normalcy, the court will start processing the full backlog of cases based on the date they were filed. So, it will likely take a long time for a hearing to be set for HCEs that do not meet the seriousness threshold.
    • If you wish to file an HCE, you will still need to file in person in order to get a fee waiver.
    • If tenants are presently paying rent into court, they can continue to pay in person at the open courthouse in their Judicial District. They can also mail this money to the court with a letter including the case and docket numbers. They can address this letter to the housing court’s normal address, as the court has requested USPS forward this mail, but it may be safer to just send it to the open court clerk’s office address with the notation “Attn: housing.” Once received, the court will mail a receipt back. For the time being, that money will be kept in the open clerk’s offices escrow account. This money will be transferred back to the housing court escrow accounts when the housing clerk’s offices are reopened.
    • If tenants that are required to keep paying rent into court do NOT pay, the court will NOT dismiss their cases or take any other action.
  • Outreach: Staff distributed daily housing update to over 300 advocates, and the entire Connecticut General Assembly. If you want this daily update delivered to your inbox, click here.
  • Outreach: State of Connecticut added the Center’s daily updates onto the resources available for Homeowners and Renters found here.
  • Outreach: Center staff hosted an online training on fair housing protections with individuals from the Department of Housing, several shelter providers, and frontline case managers prioritizing diversion during the Covid-19 crisis. If you or your organization would like to set up a training, please contact our education and outreach coordinator at shussain@ctfairhousing.org
  • Lenders: CFPB prioritizes reducing burdens for loan servicers and large banks and is hiding data during this time of crisis rather than helping the consumers it is designed to support. You can read more about it here.
  • Federal stimulus package: The federal stimulus package passed by the Senate provides more than $12 billion in funding for HUD programs, including:
    • $4 billion for Emergency Solutions Grants for homelessness assistance;
    • $5 billion in Community Development Block Grants;
    • $1.25 billion for the Housing Choice Voucher program;
    • $1 billion for project based rental assistance;
    • $685 million for public housing;
    • $300 million for tribal nations;
    • $1 million in additional funding for fair housing activities;
    • The bill also institutes a much-needed temporary moratorium on evictions and foreclosures for homeowners and renters in federally subsidized apartments, including tenants living in LIHTC properties, and homes with federally backed mortgages.
    • Click here for a full explanation of what the bill contains.
  • State help for small businesses and nonprofits: The State announced a $25 million short term emergency loan program to provide emergency cash flow relief to small businesses and nonprofits negatively impacted by the coronavirus. To apply or get more information, click here. To qualify a business or nonprofit must:
    • Have no more than 100 employees
    • Be in good standing with the Department of Revenue Services (DRS) & DECD 
    • Have been profitable prior to March 10, 2020— with no adverse personal credit reports 60 days past due the past six months
    • Not be involved in real estate, multi-level marketing, adult entertainment, cannabis or firearms; nor be a state elected public official or state employee

The loan terms include:

  • Loan maximum of (a) $75,000 or (b) three months operating expenses, whichever is less;
  • 0% interest rate;
  • 12-month term, with 6-month extension available per request; 
  • Freely pre-payable;
  • Working capital loan;
  • Personal guarantee and credit score required;
  • Not be involved in real estate, multi-level marketing, adult entertainment, cannabis or firearms; nor be a state elected public official or state employee.
  • Utilities: The State Public Utilities Regulatory Authority has issued several orders to protect people from utility shut off:
    • The gas, electric, and water public service companies regulated by the Authority shall extend the Shut-off Moratorium to all non-residential customer classes and refrain from terminating utility service, except for reasons of public safety, until May 1, 2020, or until such other time as determined by the Authority;
    • The gas, electric, and water public service companies regulated by the Authority shall not require any financial security deposits or balance reduction payments required for restoration of utility service until May 1, 2020, or until such other time as determined by the Authority;
    • The gas, electric, and water public service companies regulated by the Authority shall maintain a detailed record of costs incurred and revenues lost as result of implementing PURA’s orders and may establish a regulatory asset to track incurred costs.
  • Telecommunications and internet connectivity: The Federal Communications Commission asked that telecommunications and internet industry pledge to:
    • Not to terminate service to any residential or small business customers because of their inability to pay their bills due to the disruptions caused by the coronavirus pandemic;
    • Waive any late fees that any residential or small business customers incur because of their economic circumstances related to the coronavirus pandemic; and
    • Open its Wi-Fi hotspots to any American who needs them.
    • The companies signing the pledge include (Companies doing business in Connecticut are highlighted in black): ACIRA – Powered by Farmers Mutual Telephone Company & Federated Telephone, Allstream Business US, AlticeUSA, Antietam Broadband, Atlantic Broadband, AT&T, BBT, BOYCOM Vision, Burlington Telecom, Cable One, Central Arkansas Telephone Cooperative, CenturyLink, Charter, Cincinnati Bell, Citizens Connected, Comcast, Consolidated Communications, Cox Communications, Digital West, East Ascension Telephone Company, Education Networks of America, Emery Telecom, Farmers Telecommunications Cooperative, FirstLight, Frontier, Google Fiber, Grande Communications, Granite Telecommunications, Great Plains Communications, GWI, Hiawatha Broadband, Hill Country, IdeaTek Telcom, Inteliquent, Lafourche Telephone Company, Lakeland Communications, Long Lines Broadband, Mammoth Networks/Visionary Broadband, Mediacom, MetTel, Nex-Tech, Ninestar Connect, Northwest Fiber, Orbitel Communications, Pioneer Communications, Premier Communications, Range Telephone Cooperative, RCN, Reserve Telephone Company, Sacred Wind Communications, Shawnee Communications, Socket Telecom, Sonic, Sprint, Starry, TDS Telecom, TelNet Worldwide, TMobile, TracFone Wireless, Uniti Fiber, US Cellular, Vast Broadband, Verizon, Vyve Broadband Investments, Waitsfield and Champlain Valley Telecom, Wave Broadband, West Telecom Services, Windstream, and ZenFi Networks. And the trade associations ACA Connects, Competitive Carriers of America, CTIA, INCOMPAS, NCTA—The Internet and Television Association, NTCA—The Rural Broadband Association, USTelecom, and WISPA
    • For information about what Connecticut cable companies are doing, click
  • Federal paid sick leave and expanded leave: The Families First Coronavirus Response Act (FFCRA) requires certain employers to provide employees with paid sick leave or expanded family and medical leave for specified reasons related to COVID-19. These provisions will apply from the effective date through December 31, 2020.  The Department of Labor will be issuing regulations to implement the FFCRA in April 2020. The key portions of FFCRA include:
    • Two weeks (up to 80 hours) of paid sick leave at the employee’s regular rate of pay where the employee is unable to work because the employee is quarantined (pursuant to Federal, State, or local government order or advice of a health care provider), and/or experiencing COVID-19 symptoms and seeking a medical diagnosis; or
    • Two weeks (up to 80 hours) of paid sick leave at two-thirds the employee’s regular rate of paybecause the employee is unable to work because of a bona fide need to care for an individual subject to quarantine (pursuant to Federal, State, or local government order or advice of a health care provider), or to care for a child (under 18 years of age) whose school or child care provider is closed or unavailable for reasons related to COVID-19, and/or the employee is experiencing a substantially similar condition as specified by the Secretary of Health and Human Services, in consultation with the Secretaries of the Treasury and Labor; and
    • Up to an additional 10 weeks of paid expanded family and medical leaveat two-thirds the employee’s regular rate of pay where an employee, who has been employed for at least 30 calendar days, is unable to work due to a bona fide need for leave to care for a child whose school or child care provider is closed or unavailable for reasons related to COVID-19.
    • The paid sick leave and expanded family and medical leave provisions of the FFCRA apply to certain public employers, and private employers with fewer than 500 employees.
    • Small businesses with fewer than 50 employees may qualify for exemption from the requirement to provide leave due to school closings or child care unavailability if the leave requirements would jeopardize the viability of the business as a going concern.
    • For more information, click here.

What we are learning from our clients

  • Tenants have been the victim of rent gouging.
  • Tenants continue to be treated differently based on their race or national origin.
  • Tenants are living in bad conditions including problems with mold and leaking gas.
  • Tenants with housing choice vouchers are having difficulty being recertified or porting their vouchers.
  • Tenants continue to be asked to show their apartments to prospective tenants or buyers without regard to Covid-19 precautions.
  • People continue to face homelessness due to landlords turning them down for apartments.
  • Landlords continue to issue notices to quit.
  • Mortgage servicers continue to file foreclosure complaints.
  • People without legal status continue to face deportation and are unable to access services to stay in their homes.
  • People who were laid off from their jobs as the result of the pandemic are moving in with parents and friends sometimes causing overcrowding or lease violations.  Foreclosures of homeowners will now affect many more people.

Get Help

  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours.  Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • If you experience a drop in income and you live in public or subsidized housing or you pay the rent with a RAP or Section 8 voucher, report the drop in income immediately.  Ask to have your rent reduced immediately so that you do not fall behind. A form for you to use will be up on our website shortly.
  • For help applying for unemployment benefits or Medicaid: Several Trinity College students have volunteered to help people apply for unemployment benefits. Email them here: Madison.Wilson@trincoll.edu; Larisa.Bogomolov@trincoll.edu; Elizabeth.Morrison@trincoll.edu; or Rebecca.Pappas@trincoll.edu
  • For help with on-line learning and the issues faced by people with limited access to education resources, click here.
  • For a list of assistance available from the federal government, click here. This page is updated frequently so continue to check back.
  • For people with disabilities, there is a list of resources here.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, AND ARABIC, CLICK HERE

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Efforts 3.25.2020

ADDRESSING CLIENTS’ NEEDS DURING THE COVID-19 PANDEMIC
March 25, 2020

What happened on March 24, 2020:

  • Federal stimulus package: The Democrats and the federal administration agreed on a $2 trillion economic stimulus package. The U.S. Senate is expected to pass the bill on Wednesday, March 25 followed by the House of Representatives quickly. You can read more about the process and what is included here. As of now, the package includes:
    • $1,200 in direct payments to taxpayers with incomes up to $75,000 per year (and slowly phased out for people making between $75,000 and $99,000). Families would receive an additional $500 per child to create a safety net for those whose jobs and businesses are affected by the pandemic;
    • Unemployment insurance extended by 13 weeks with four-month’s of enhanced benefits. The program includes freelancers, furloughed employees, and gig workers (such as Uber drivers);
    • Federally-guaranteed loans available at community banks to small businesses that pledge not to lay off workers. The loans will be available during the emergency until June 30 and forgiven if the employer pays workers for the duration of the crisis;
    • Loans for distressed companies would come from a $425 billion fund controlled by the Federal Reserve, and an additional $75 billion would be available for industry-specific loans — including to airlines and hotels;
    • $100 billion for hospitals and health systems across the nation. It also includes billions more to furnish personal protective equipment and funds for health care workers, testing supplies, and new construction to house patients; and
    • Increased Medicare payments to all hospitals and providers.
  • People with disabilities: The Center signed onto a letter along with other Connecticut disability rights advocates that requests:
    • Continuity of operations for public agencies, community organizations, health care providers (including health services provided to students with disabilities who have Individual Education Plans in schools);
    • Support that ensures other essential service providers are able to perform essential functions to meet the needs of people with disabilities;
    • People with disabilities receive timely and accessible information about what steps they must take to minimize the risk of infection; what actions are being taken that may affect their living arrangements; and the availability of services, caregivers, medication, and other changes critical to their personal planning and preparedness that may directly impact their daily life;
    • Instructions to service providers in accessible formats to maximize their health and minimize the spread of infection;
    • Communication that is effective for all audiences including ensuring that all televised public announcements are live-captioned and utilized qualified sign language interpreters;
    • Websites and other digital information be accessible to people with vision, hearing, learning, intellectual and developmental, and dexterity disabilities, and to individuals who do not read print because of their disability including information delivered via assistive technology such as text-to-speech devices and Braille readers;
    • All communications utilize plain language to maximize understanding;
    • Information in multiple languages for people with limited English proficiency;
    • Planners address how peoples with disabilities can meet their needs of daily living, including meal delivery, supplementary and alternate disability supports, and other services to peoples with disabilities. Providers of these services must have the personal protective equipment and instructions needed to minimize exposure and spread of infection;
    • If people in group living facilities become infected, planners must address how to provide care for those peoples without endangering others in the facility. Planners must provide instructions for dealing with these complicated situations, explicitly addressing the rights and needs of people with disabilities;
    • If Point of Distribution locations for food, personal protective equipment and medical supplies are established, planners must address how these supplies and equipment will be distributed to peoples whose ability to drive, lift, carry or whose use of public transportation is limited;
    • Connecticut’s Departments of ADS, DSS, DDS, DMHAS, Education, Public Health and Housing should create a hotline for people with disabilities that seeks to provide information on services, program and funding that support the continuation of service delivery and independent living for all;
    • The State provide additional funding for personal care attendants (PCAs) and that SEIU #1199 Education Fund and other PCA-related organizations support increased benefits for PCAs to provide paid sick time, family leave as well as overtime or hazard pay;
    • Equal access to placement in quarantine and isolation be provided in the same settings as people without disabilities.
  • CHFA serviced mortgages: CHFA has issued guidance that is consistent with state and federal moratoriums that halt all new foreclosure actions, including all foreclosure actions currently in process, and all eviction and ejectments activity for the 60 days from March 20, 2020. You can read the full guidance here.
  • State public housing authorities: CHFA has directed housing authorities and housing managers in the state housing portfolio who are impacted because residents may have trouble paying rent due to COVID-19-related illness, unemployment, underemployment or hardship to contact their CHFA Asset Manager. The directive to housing authorities and housing managers is here.
  • Outreach: Staff distributed a daily housing update to over 450 advocates, and the entire Connecticut General Assembly. If you want this daily update delivered to your inbox, click here.
  • Outreach: State of Connecticut added the Center’s daily updates onto the resources available for Homeowners and Renters found here.
  • Outreach: Trinity College’s CHER program using a network of remote students and staff helped the Center advocate for Fair Housing funding in the federal stimulus bill.

What has NOT happened:

  • The majority of housing authorities in the state have not notified their tenants regarding any changes in procedures: 66% of the 49 housing authority websites reviewed have no information about their operations during the Covid-19 crisis.
  • No creation of a rent bank to help tenants who have lost their jobs pay rent.
  • No emergency rent controls to protect tenants who cannot pay rent or experience rent increases.
  • Judgments dismissing summary process cases are not being entered.
  • No announcement from the Judicial Branch that self-help evictions are not allowed now that the courts are closed.
  • No moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
  • No moratorium on the service of notices to quit.
  • No moratorium on the service or filing of summary process complaints.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • No moratorium on the cancellation of a trial payment plan when a homeowner is unable to pay due to a layoff or partial layoff.
  • No directives about what should happen to people living in homeless encampments.
  • The federal stimulus package and state relief package do not appear to include funding for:
    • Money to pay rent or utility bills for people whose employment is affected by the Covid-19 crisis;
    • Money for utility shut-off restoration once the moratorium ends and people are again faced with loss of utilities;
    • Additional lawyers to represent tenants in evictions and homeowners in foreclosure filed after the current moratoriums on filing new cases is lifted;
    • Housing counselors who can advise tenants and homeowners of the resources available to them to keep their homes after the current moratoriums are lifted as well as to avoid scams that may result in them losing money and their housing;
    • Additional mediators for Connecticut’s Foreclosure Mediation Program to assist the homeowners who will be faced with foreclosure actions once the moratorium on filing new foreclosure cases is lifted;
    • Funding for nonprofits who have shifted their priorities to serve low-income people affected by the Covid-19 crisis but do not have funding to do so.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours.

What we are learning from our clients

  • Tenants have been the victim of rent gouging.
  • Tenants with move-out and move-in dates have been left in limbo not knowing if they will be able to move or if they can stay in their current apartments.
  • There has been an uptick in domestic violence calls as people have been told to stay at home.
  • Tenants are finding it increasingly difficult to get in touch with landlords to find out where to pay rent, whether problems can be fixed, and how to request a change in a rule, policy or practice.
  • People continue to face homelessness due to landlords turning them down for apartments.
  • Landlords continue to issue notices to quit.
  • Mortgage Servicers continue to file foreclosure complaints.
  • People without legal status continue to face deportation and are unable to access services to stay in their homes.
  • People who were laid off from their jobs as the result of the pandemic are moving in with parents and friends sometimes causing overcrowding or lease violations. Foreclosures of homeowners will now affect many more people.

Get Help

  • For a list of assistance available from the federal government, click here. This page is updated frequently so continue to check back.
  • For people with disabilities, there is a list of resources here.
  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours. Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • Call the housing authority administering your Section 8 and ask if they will postpone a voucher termination.
  • If you experience a drop in income and you live in pubic or subsidized housing, report it immediately. Ask to have your rent reduced immediately so that you do not fall behind.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, VIETNAMESE, AND ARABIC, CLICK HERE.

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Efforts 3.24.2020

ADDRESSING CLIENTS’ NEEDS DURING THE COVID-19 PANDEMIC

March 24, 2020

What happened on March 23, 2020:

  • Foreclosures and evictions: Fannie Mae and Freddie Mac announced that they will offer multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. Reach the announcement here. Fannie Mae and Freddie Mac’s 60-day stay on foreclosures and evictions and forbearance allowance announced last week only applies to single family homes. Through this additional measure Fannie and Freddie will protect more homes from foreclosure and are forcing landlords to pass the protection down to their tenants.
  • Suspension of nonregulatory actions: The Center joined a letter organized by Americans for Financial Reform to request a total suspension of all non-crisis related regulatory actions until after national emergency is lifted. You can read the letter here.
  • Changes in bankruptcy procedures: The Center joined a letter organized by the National Association of Consumer Bankruptcy Attorneys to request bankruptcy relief required to address economic crisis caused by COVID 19. The letter asks for the following:
    • A national homestead exemption;
  • Increased debt limits (important for people w- businesses – the unsecured debt limit is in the mid-300Ks);
  • Extend time to complete payments on a Chapter 13 bankruptcy plan;
  • Improve the hardship discharge section for victims of disaster (people who don’t finish Chapter 13 plans can get a partial discharged
  • Exempt Covid 19 benefits (e.g., checks from treasury)
  • Reverse mortgages: With other advocates for homeowner rights, the Center asked HUD to take certain steps to ensure the ongoing housing stability of borrowers who have taken out reverse mortgages under FHA’s Home Equity Conversion Mortgage (HECM) program, and their non-borrowing spouses.  The requests ask that with respect to reverse mortgage borrowers, HUD further protect the vulnerable elderly population by taking the following steps:
  • Make clear that the reasonable diligence deadline for servicers to initiate an assignment through the MOE program for surviving spouses also has been extended by 60 days, and consider further extensions as needed;
  • Direct servicers to make property charge payments only where no repayment arrangement, extension, or tax foreclosure moratorium has been granted by the taxing authority, because otherwise it will put many homeowners at risk of reverse mortgage foreclosure at a time when the taxing authority was not threatening to foreclose;
  • When servicers do make tax payments on behalf of HECM borrowers during the state of emergency, provide for an additional 6-month delay in taking the first legal action to foreclose, so that homeowners have the opportunity to repay the advances, and encourage full use of loss mitigation to prevent avoidable foreclosures;
  • Expand access to loss mitigation for qualified homeowners by extending all deadlines related to acceptance of loss mitigation options, including the return of any loss mitigation agreements, and by allowing for new repayment plans when borrowers default during the national emergency; and
  • Extend the foreclosure and eviction moratorium announced on March 18th to at least six months, with a commensurate extension of reasonable diligence deadlines imposed on mortgagees.
  • Expanding fair housing efforts: The Center called on Congress to make $300 million available to fair housing organizations to serve victims of discrimination during and after this time of crisis.
  • $55 million for the Fair Housing Initiatives Program (FHIP) to ensure local fair housing organizations can deliver fair housing services to victims of discrimination.
  • $35 million for the Fair Housing Assistance Program (FHAP) so that local and state civil rights agencies can continue to process complaints of discrimination.
  • $200 million for HUD’s Office of Fair Housing and Equal Opportunity (FHEO) to adequately address the expected increase in discrimination and to ensure HUD’s own emergency response programs are delivered in a way that affirmatively furthers fair housing.
  • An additional $10 million for FHIP national media grants made available to previously-funded national media grantees to educate the public and the housing industry about their fair housing rights and responsibilities during this crisis.
  • $3 million of FHIP funds specifically for Fair Housing Organization Initiative (FHOI) grants for technology needs to help grantees transition to virtual fair housing services, made automatically available to grantees that received FY19 Private Enforcement Initiatives awards or that receive awards made available under the COVID-19 packages.
  • Public housing authorities: Only 33% of the housing authorities in the state have posted information on their website about how they will serve their tenants’ needs during the crisis. To find out more information about how a housing authority is responding to Covid-19, check the following links:
  • People who are homeless: The Department of Housing and the Connecticut Coalition to End Homelessness (CCEH) are hoping to provide individual rooms for people who are homeless by leasing hotel rooms and dorm rooms. We hope to get additional information on this effort soon. Many of the overflow shelters are closing because there is not enough staff. People who are calling 2-1-1 to find a shelter bed are being diverted to stay with family or friends. Many soup kitchens are providing meals on a grab-and-go basis.
  • People who are homeless: DOH and CCEH have made funds available for rapid exit/rapid re-housing.  However, these efforts are slowed by the difficulty in reaching landlords and finding units. The funds could help house people in shelters as well as those who may be moved into hotels/dorms. Applications/leasing/inspections has been a challenge with everyone working virtually.
  • People who are about to be released from incarceration: CCEH is working with OPM/DOC/DOH to make funds available for rapid re-housing for people who are at end of of their sentences and otherwise being discharged to homelessness.
  • Outreach: Staff distributed daily housing update to over 450 advocates, and the entire Connecticut General Assembly. If you want this daily update delivered to your inbox, click here.
  • Outreach: Staff is collaborating with statewide agencies to deliver fair housing Covid-19 related training to frontline social service staff across the state.
  • Outreach: State of Connecticut added the Center’s daily updates onto the resources available for Homeowners and Renters found here.

What has NOT happened:

  • The majority of housing authorities in the state have not notified their tenants regarding any changes in procedures: 66% of the 49 housing authority websites reviewed have no information about their operations during the Covid-19 crisis.
  • A suspension of contractual and statutory landlord/tenant obligations. The moratorium is about finishing eviction actions but not about rent payments.
  • Judgments dismissing summary process cases are not being entered.
  • No announcement from the Judicial Branch that self-help evictions are not allowed even though finishing an eviction through the courts is not permitted.
  • No moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
  • No moratorium on the service of notices to quit.
  • No moratorium on the service or filing of summary process complaints.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • No moratorium on the cancellation of a trial payment plan when a homeowner is unable to pay due to a layoff or partial layoff.
  • No directives about what should happen to people living in homeless encampments.
  • The federal stimulus package and state relief package do not appear to include funding for: Money to pay rent or utility bills for people whose employment is affected by the Covid-19 crisis;
  • Money for utility shut-off restoration once the moratorium ends and people are again faced with loss of utilities;
  • Additional lawyers to represent tenants in evictions and homeowners in foreclosure filed after the current moratoriums on filing new cases is lifted;
  • Housing counselors who can advise tenants and homeowners of the resources available to them to keep their homes after the current moratoriums are lifted as well as to avoid scams that may result in them losing money and their housing;
  • Additional mediators for Connecticut’s Foreclosure Mediation Program to assist all of the homeowners who will be faced with foreclosure actions once the moratorium on filing new foreclosure cases is lifted;
  • Nonprofits who have shifted their priorities to serve low-income people affected by the Covid-19 crisis but do not have funding to do so.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.
  • Nonjudicial municipal tax sales are not subject to the moratorium on judicial foreclosures; redemption periods continue to run for affected homeowners

What we are learning from our clients

  • Tenants do not know what is happening regarding help for people who have lost their jobs and cannot pay rent as well as whether they can be evicted even though the courts are closed.
  • Tenants in mobile home parks have no information about whether the judicial moratorium on move outs applies to them.
  • Tenants are finding it increasingly difficult to get in touch with landlords to find out where to pay rent, whether problems can be fixed, and how to request a change in a rule, policy or practice.
  • People continue to face homelessness due to landlords turning them down for apartments.
  • Tenants continue to face harassment from landlords.
  • Landlords continue to issue notices to quit.
  • Tenants are being harassed by other tenants because of their race and national origin.
  • Homeowners who negotiated a mortgage modification with a trial payment plan are again in danger of losing their homes because a layoff or reduction in hours has resulted in an inability to comply with the agreed upon payment plan.
  • People continue to lose jobs and income as bars, restaurants, hairdressers, etc. close.

Get Help

  • For a list of assistance available from the federal government, click here. This page is updated frequently so continue to check back.
  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours. Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • Call the housing authority administering your Section 8 and ask if they will postpone a voucher termination.
  • If you experience a drop in income and you live in pubic or subsidized housing, report it immediately. Ask to have your rent reduced immediately so that you do not fall behind.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, VIETNAMESE, AND ARABIC, CLICK HERE.

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Efforts 3.23.2020

ADDRESSING CLIENTS’ NEEDS DURING THE COVID-19 PANDEMIC
March 20, 2020

What happened on March 20, 2020:

  • Foreclosures: The National Fair Housing Alliance summarized all of the assistance available for borrowers at the federal level. You can read the summary here.
  • Court actions:
    • The housing courts are technically open but not necessarily at their usual location and the housing clerks’ offices are closed. All civil business is being conducted at one location in each Judicial District. If you want to know which courthouse is open in your area, check here.
    • If someone goes physically to a closed courthouse, there will be a sign saying where the open courthouse is located.
    • Tenants who are the victim of self-help remedies by a landlord (for example, if a housing provider changes the locks on a tenant) will continue to have access to the courts.
  • Summary Process (Eviction) actions:
    • Summary process cases are NOT Priority 1 and are therefore will not be processed until after May 1. Papers that are filed will be received and held by the court until May 1.
    • No hearings are being held. In addition, this means that summary process judgments (evictions) are not being entered. This applies whether a hearing is required for a judgment, so that neither judgments by default for failure to appear nor judgments for default for failure to plead are being entered.
    • No executions are being issued. Marshals have been directed not to serve any previously issued executions. There is no requirement, however, that previously issued executions must be physically returned.
    • Any court files that can be filed electronically will be accepted and held. This applies to summary process complaints themselves, to motions (including motions for default), to appearances, and to pleadings (e.g., answers and special defenses).
    • It is assumed that anything from attorneys will be filed electronically. Other paperwork can be physically filed at the proper open courthouse or mailed to that courthouse. Mail sent to a closed courthouse will be forwarded by the Post Office to an open courthouse. All summary process complaints and pleadings will be held without further action until May 1, with the exception of the matters listed below.
    • The primary exception to the no-action rule is for motions to halt a move out after a summary process action is complete. These motions are called auditas and these motions will be accepted, reviewed by a judge, and injunctions issued as appropriate. Marshals are not prohibited from serving such injunctions.
    • An additional exception to the no-action rule is for entry and detainer actions, and certain serious municipal code enforcement proceedings. An entry and detainer action is one filed to prevent a landlord from entering a tenant’s home to move them out or otherwise interfere with their tenancy. These actions will be accepted, reviewed by a judge, and injunctions issued as appropriate. Marshals are not prohibited from serving such injunctions.
  • Public housing and housing choice vouchers administered by the Housing Authority of the City of Meriden:
    • Currently, the main office at 22 Church St, Meriden will remain open to the public. The office is open from 8:00 am to 4:30 pm to allow customers to drop off documents only. HACM will not be scheduling in person interviews until further notice.
    • The Section 8 Department will remain fully operational. Staff will only be communicating via phone, email or mail.
    • No in person meetings will be allowed at this time. Staff will be able to respond to questions and concerns via email or phone. As we anticipate an increase in phone calls and emails your patience will be greatly appreciated. Staff will respond as quickly as possible. Please call, email, or use our website whenever possible rather than visit our office in person.
    • Annual recertification must be submitted by mail, email or Main office document drop off.
    • All briefings and hearings will be canceled until further notice.
    • Currently inspections will continue as scheduled. Landlords are expected to complete repairs that pose an immediate threat to the health and safety of the tenant/family.
    • Tenants are to maintain a six ft distance from inspectors adhering to the social distancing guideline.
    • HACM will grant reasonable time extensions for routine maintenance repairs if a verified case of COVID-19 is present in the household, or if the household is quarantined. Supporting documentation must be submitted to the HACM in order to receive the extension.
  • Outreach: Staff held a webinar training for 18 front line service staff and policy advocates to explain what fair housing protections are available for victims of housing discrimination as a result of Covid-19. If you would like the Center to speak to your staff about the fair housing protections for the victims of housing discrimination as the result of Covid-19, click here.
  • Outreach: Staff distributed daily housing update to over 300 advocates, and the entire Connecticut General Assembly. If you want this daily update delivered to your inbox, click here.
  • Outreach: State of Connecticut added the Center’s daily updates onto the resources available for Homeowners and Renters found here.
  • People who are homeless: Winter shelters and overflow shelters have closed while soup kitchens are struggling to keep up with the demand while keeping everyone safe. Read the article here.

What has NOT happened:

  • A suspension of contractual and statutory landlord/tenant obligations. The moratorium is about the filing of eviction actions but not about rent payments.
  • Judgments dismissing summary process cases are not being entered.
  • No announcement from the Judicial Branch that self-help evictions are not allowed now that the courts are closed.
  • No moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
  • No moratorium on the service of notices to quit.
  • No moratorium on the service of summary process complaints.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • No moratorium on the cancellation of a trial payment plan when a homeowner is unable to pay due to a layoff or partial layoff.
  • The federal stimulus package and state relief package do not appear to include funding for:
    • Money to pay rent or utility bills for people whose employment is affected by the Covid-19 crisis;
    • Money for utility shut-off restoration once the moratorium ends and people are again faced with loss of utilities;
    • Additional lawyers to represent tenants in evictions and homeowners in foreclosure filed after the current moratoriums on filing new cases is lifted;
    • Housing counselors who can advise tenants and homeowners of the resources available to them to keep their homes after the current moratoriums are lifted as well as to avoid scams that may result in them losing money and their housing;
    • Additional mediators for Connecticut’s Foreclosure Mediation Program to assist all of the homeowners who will be faced with foreclosure actions once the moratorium on filing new foreclosure cases is lifted;
  • Nonprofits who have shifted their priorities to serve low-income people affected by the Covid-19 crisis but do not have funding to do so.
  • Housing authorities have not issued guidance regarding staying notices of voucher terminations and whether reductions in income will be processed immediately or subjected to a 30-day period before the change is implemented.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.

What we are learning from our clients

  • Tenants have no heat and no response from landlords as to when heat will be restored.
  • Tenants do not know what is happening regarding help for people who have lost their jobs and cannot pay rent as well as whether they can be evicted even though the courts are closed.
  • Tenants are not being told where or how to pay rent when a landlord’s office has closed.
  • Landlords continue to show apartments even though people are living in them without regard to the possibility of exposing all to Covid-19.
  • Landlords continue to issue notices to quit.
  • Elderly tenants continue to need changes to their units in order to get to appointments, but housing providers are not responding.
  • Landlords have sent notices asking residents to inform management if they have been exposed to Covid-19.
  • People who are homeless have been left to wander the streets because libraries, restaurants and recreation centers that have been a place of refuge are closed. Read the article from the Hartford Courant here.
  • Tenants are being harassed by other tenants because of their race and national origin.
  • Homeowners who negotiated a mortgage modification with a trial payment plan are again in danger of losing their homes because a layoff or reduction in hours has resulted in an inability to comply with the agreed upon payment plan.
  • Landlords continue to issue Notices to Quit.
  • People continue to lose jobs and income as bars, restaurants, hairdressers, etc. close.

Get Help

  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours. Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • Call the housing authority administering your Section 8 and ask if they will postpone a voucher termination.
  • If you experience a drop in income and you live in pubic or subsidized housing, report it immediately. Ask to have your rent reduced immediately so that you do not fall behind.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, ARABIC, AND VIETNAMESE, CLICK HERE.

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Efforts 3.20.2020

ADDRESSING CLIENTS’ NEEDS DURING THE COVID-19 PANDEMIC
March 19, 2020

What happened on March 19, 2020:

  • Foreclosures: The Judicial Branch announced that all foreclosure sales scheduled to occur in April or May are cancelled and rescheduled to Saturday, June 6, 2020. You can read the Judicial Branch’s announcement here.
  • Foreclosures: The Judicial Branch announced that all law days scheduled for April or May are amended with the first law day now set for June 2, 2020. You can read the Judicial Branch’s announcement here.
  • Foreclosures: FHA, Fannie Mae, Freddie Mac, VA, and USDA have all issued some sort of moratorium on foreclosure activity and post-foreclosure evictions. Individual mortgage companies have begun to offer relief programs on loans they service, including those owned or backed by all those government-affiliated investors.
  • Foreclosures: All mediations between now and April 10 have been cancelled and will be rescheduled.
  • Court actions: Finally, (1) all civil trials, trial management conferences, pre-trials, status conferences, J-ADR mediations and short calendars, arguable and non-arguable, have been cancelled until further notice (read the Judicial Branch’s announcement here), and (2) a series of deadlines – including statutes of limitations and appellate briefing deadlines – have been extended by Gov. Lamont’s most recent Executive Order. See here for more info.
  • RAP vouchers and housing choice vouchers administered by D’Amelia:
    • The Department of Housing (DOH) has waived its policy of waiting 30 days to implement an income change for the voucher programs. For the next 90 days, families already participating in the programs will have immediate adjustments for rental payment.
    • All scheduled annual RAP inspections have been postponed. The postponed RAP inspections will be rescheduled at a later date. The inspection firms will not schedule any future RAP annual inspections until the Department of Housing issues a notice that annual inspections can resume.
    • If a landlord has requested a rent increase for a RAP voucher, the contract rent on the RAP voucher will be approved provided the rent meets rent reasonableness standards. The rent increase does not mean the tenant will automatically pay an increased rent.
    • For initial lease ups or new moves, the inspection firms will be completing all RAP and Section 8 inspections. The inspection firms will prioritize inspections for new units for the homeless and nursing home applicants, changes of units, re-inspections for previously failed units, and complaints.
    • All annual recertifications, interims, and moves will be done electronically. They will accept documents via fax, email, or US mail, and will communicate by telephone for any __.
    • All proposed terminations and hearings on terminations of Section 8 and RAP certificates have been put on hold for at least 60 days.
    • All Section 8 Vouchers and RAP certificates are extended indefinitely even without a written note from the new applicant.
    • Section 8 and RAP briefings for new participants will be conducted via Skype, FaceTime or telephone. Caseworkers and/or applicants will be mailed a briefing packet that will be reviewed during the briefing.
    • Both RAP and Section 8 participants that have a decrease in income an interim should have that decrease processed immediately. There is no requirement that the participant be out of work for at least 30 days and there is no requirement that the participant get a letter notification from an employer.
  • Outreach: Staff centralized COVID-19 fair housing communications and translated fair housing protections related to the public health crisis into 7 different languages. Found here
  • Outreach:  Staff distributed daily housing update to over 300 advocates, and the entire Connecticut General Assembly. If you want this daily update delivered to your inbox, click here.
  • People who are homeless: The City of New Haven announced it was opening at 75-bed shelter for people with Covid-19 who are homeless but not sick enough to be hospitalized in one of its schools to meet the need for additional beds. Reach the article here.
  • People who are homeless: Rapid Rehousing funds are prioritized for elderly individuals.

What has NOT happened:

  • No moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • No moratorium on the cancellation of a trial payment plan when a homeowner is unable to pay due to a layoff or partial layoff.
  • Housing authorities are have not said how they will handle extensions of time on housing choice vouchers, the need for inspections of new units, or staying notices of voucher terminations.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.

What we are learning from our clients

  • Despite the Judicial Branch-imposed stay on carrying out evictions and ejectments till March 28, at least one Bridgeport landlord is trying to evict a tenant now.
  • Landlords have sent notices asking residents to inform management if they have been exposed to COVID-19.
  • People who are homeless have been left to wander the streets because libraries, restaurants and recreation centers that have been a place of refuge are closed. Read the article from the Hartford Courant here.
  • Tenants are being harassed by other tenants because of their race and national origin.
  • Homeowners who negotiated a mortgage modification with a trial payment plan are again in danger of losing their homes because a layoff or reduction in hours has resulted in an inability to comply with the agreed upon payment plan.
  • Landlords continue to issue Notices to Quit.
  • People continue to lose jobs and income as bars, restaurants, hairdressers, etc. close.

Get Help

  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income/hours.
  • Call the housing authority administering your Section 8 and ask if they will postpone a voucher termination or other change in your status.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, AND ARABIC, CLICK HERE.

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Efforts 3.19.2020

ADDRESSING CLIENTS’ NEEDS DURING THE COVID-19 PANDEMIC

March 18, 2020

What happened on March 18, 2020:

  • Foreclosures:  HUD announced that it was directing all lenders and servicers which service FHA-backed mortgages to suspend foreclosures and evictions for at least 60 days.  You can read the guidance here. The moratorium on foreclosures applies only to mortgages on single-family homes with FHA or HUD mortgages. The moratorium on evictions applies only to homeowners or former homeowners, not to tenants living in a foreclosed property.
  • Foreclosures: Fannie Mae and Freddie Mac suspended foreclosure sales and evictions of borrowers for 60 days.  You can read Fannie Mae’s announcement here and Freddie Mac’s announcement here. There does not appear to be a moratorium on the start of foreclosure actions or evictions of tenants.
  • Foreclosures:  CHFA is sending a directive to all of the mortgage companies and banks that service its mortgages to put a stay on all evictions of homeowners who lost their homes to foreclosure. 
  • Evictions:  The widely reported halt of evictions announced by HUD does NOT protect residential tenants from eviction.
  • Outreach: Staff centralized COVID-19 fair housing communications and translated fair housing protections related to the public health crisis into 7 different languages. Found here
  • Outreach:  Staff distributed daily housing update to over 300 advocates, and the entire Connecticut General Assembly. If you want this daily update delivered to your inbox, click here.
  • Outreach: Staff worked on a collective action strategy with CWEALF, ACLU, and many other organizations to address the needs of underserved populations in Connecticut.
  • People who are homeless:  Shelter guidance from the Department of Housing instructs shelters to remain open.
  • People who are homeless: Rapid Rehousing funds are prioritized for elderly individuals. 

What has NOT happened:

  • No moratorium on the filing of new eviction and foreclosure actions.
  • No moratorium on the filing of new requests for execution or default motions against people facing eviction or foreclosure.
  • No moratorium on the postponement of imminent law days in foreclosure actions.
  • No moratorium on the imposition of late fees or costs when a tenant is late paying the rent.
  • No moratorium on the imposition of late fees or costs when a homeowner is late making a mortgage payment.
  • Housing authorities are have not said how they will handle extensions of time on housing choice vouchers, the need for inspections of new units, or staying notices of voucher terminations.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.
  • Many closing dates for people buying homes have been postponed or canceled because town clerk’s offices are closed or open only limited hours. Title insurers have made arrangements to provide “gap” coverage for these circumstances.

What we are learning from our clients

  • Housing providers are complaining that children at home are too noisy and we anticipate an increase in discrimination complaints from families with children.
  • Housing Quality Standard inspections that permit voucher holders to enter new housing opportunities are delayed.
  • Individuals are still being denied housing because of their criminal record even for very minor and old offenses.
  • Increases in subsidized rental payments are continuing.
  • Tenants are being harassed by other tenants because of their race and national origin.
  • Law days which result in a homeowner losing title to their homes continue to “pass.”  In fact, one court clerk’s office told people on Monday that their Tuesday law day would be extended automatically because of all the recent announcements. It was not, and the homeowner lost their home on Wednesday.
  • State-regulated (including state-chartered) mortgage companies needlessly apply for executions of ejectment in disregard of actions taken by the courts.
  • Landlords continue to issue Notices to Quit and start eviction actions.
  • People continue to lose jobs and income as bars, restaurants, hairdressers, etc. close.

Get Help

  • Contact your mortgage company about getting a forbearance on your mortgage if you have been laid off or lost income hours.  Click here to find out more and to find out if you have a Fannie Mae mortgage or here to find out more and to find out if you have a Freddie Mac mortgage.
  • Call the Center if you think you have been the victim of housing discrimination. Telephone: 860-247-4400; toll free: 888-246-4401; email: info@ctfairhousing.org.

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, AND ARABIC, CLICK HERE

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

Fair Housing Covid-19 Response Update 3.18.2020

ADDRESSING CLIENTS’ NEEDS DURING THE COVID-19 PANDEMIC

March 17, 2019

What happened on March 17, 2019:

  • Staff signed onto a letter with several Connecticut advocacy organizations that requested that the state leadership provide better protections for all individuals with disabilities, who are living in poverty, who are living in unstable housing, and individuals facing economic hardship as a result of the Covid-19 public health care crisis. You can read the letter here.
  • The state courts postponed foreclosure sales that were scheduled for Saturday, March 21 and Saturday March 28, 2020. Sales remain scheduled for April 4.  You can read the notice here.
  • The state courts stayed all “execution” orders so that tenants and former homeowners will not be removed from their homes through March 27.  You can read the court order here.
  • The state courts will not issue new executions until March 30, 2020.
  • State courts remain closed to foreclosure and eviction mediations, hearings, and advice table sessions. For more information about what the courts are doing, click here.
  • Staff informed housing advocates community of these requirements along with listserv of 200+ foreclosure defense attorneys.
  • Staff requested that the Connecticut Department of Banking reinstate many of the procedures and policies it put in place during the 2008 financial crisis to make it easier for homeowners to get a forbearance agreement and to stop the accrual of late fees and costs.
  • Staff continued discussions with executive department officials, legislators, court staff, and press regarding developments and need for continued efforts to address the ongoing crisis.

What has NOT happened

  • No moratorium on the filing of new eviction and foreclosure actions.
  • No moratorium on the filing of new requests for execution or default motions against people facing eviction or foreclosure.
  • No moratorium on the scheduling of law days in foreclosure actions.
  • Housing authorities are have not said how they will handle extensions of time on housing choice vouchers, the need for inspections of new units or staying notices of voucher terminations.
  • People continue to live in substandard conditions and cannot get assistance in moving out even though the conditions are harming them and their families.

What we are learning from our clients

  • State-regulated (including state-chartered) mortgage companies needlessly apply for executions of ejectment in disregard of actions taken by the courts.
  • Landlords continue to issue Notices to Quit and start eviction actions.
  • People continue to lose jobs and income as bars, restaurants, hairdressers, etc. close.

FOR MORE INFORMATION ABOUT YOUR FAIR HOUSING RIGHTS IN ENGLISH, SPANISH, MANDARIN, FARSI, RUSSIAN, ITALIAN, KREYOL, AND ARABIC, CLICK HERE.

FOLLOW US ON FACEBOOK AND TWITTER (@CTFAIRHOUSING) FOR UPDATES THROUGHOUT THE DAY.

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